No, we are not, we are an educational firm that has created a program to help our clients understand what banks require.
For Home loan
What makes you different from the other companies out there ?
Our very large, private lender network, enables home buyers to have another option in the Lending market, in some cases after being rejected by traditional lenders.
Is this FHA or USDA ?
We are not them, however, the FHA and USDA are also have credit score requirements.
What does my credit score mean ?
Banks have a system and the credit score is part of their metrics to decide if you are a good fit to lend.
Can I purchase a home without going through the education program ?
We encourage our clients and potential clients to complete our educational program because it makes them more attractive to our Private lenders.
Can I just use your program for education only ?
This program was created to meet the high standards of the private lenders involved and is intended solely for the purpose of purchasing a home.
Can I purchase a home after bankruptcy ?
Yes, eligibility depends on the date of discharge .
Can I purchase a home with low credit scores ?
We have lenders who can work with almost any situation, in most cases.
Can I purchase a home with no money down ?
Private lenders team with our program to create accountability and good payment habits with clients, so this is not possible because they assume all the risk. It is our job to ensure that clients can meet the terms and conditions in a timely manner.
What is the interest rate ?
Since we work with private lenders, quoting rates is not part of our model. Everything is done in an educational format. Clients generally understand that without a membership we are limited in our ability to discuss lending terms.
Is this a long process ?
To purchase a home in our program normally takes 90-180 days. After the completion of the educational course, we then introduce the client to our financial team of lenders.

