Our Story
Credit Optimize is not a credit repair company and so we do not require you to pay for those services.
Credit Optimize was established in 2011, with the sole purpose of helping those who have dreams of homeownership but who face challenges with their credit, find hope and redemption.
Usually, when considering doing the work of improving your credit, it is easy to fall into the trap of passing that responsibility on to a company that claims to provide those services, rather than doing it yourself. However, many of these companies are predatory and they take advantage financially, of those who are in that vulnerable place where they are willing to do anything to have great credit.
There are though, those companies that are ethical, but in trying to decipher the right fit for you, focus on their fees and the length of time you will be contractually required to keep paying those fees; along with what methods they will use to have information removed, ensuring that these are not just temporary fixes.
At Credit Optimize, we only work with clients who receive a match in our referral network and we provide the structure through our programs, so you can learn how to work on improvement yourself; and how to maintain great scores for years to come. We are here to carefully and patiently guide you through the process.
Credit Optimize is not a credit repair company nor do we charge for those services. We offer programs tailored to your specific situation that will improve your credit and put you on the path to home ownership.
