How We Help You Improve?
Our business model is based on indirect positive reinforcement, where we believe that involving you in the process of improving your credit, helps you build better long term financial habits.
The pace at which this process works, differs from one person to another, as it depends entirely on how consistent you are at doing what you have been advised and also, what you are trying to do. In this industry, consistency is really the best way to improve your situation and consistency is what a lender wants to see. Any credit score under 600 is considered unfavorable.
Our classes will show you how to dispute inaccurate information or just simply advise you on how to improve your credit profile depending on your situation. That could mean opening up secured credit products and managing them. It is usually not enough to just open an account, you also want to make sure that you are going to be able to pay on them each month, preferably, in full! This will all be explained thoroughly as our consultants assist with home placement. We have conference calls, as well as weekly blogs to help to educate our clients.
Credit Optimize believes everyone deserves a chance to change old habits. Let us help, our team will first get you options once we assess your situation and then, we will notify you of your options.
Unlike other companies, we don’t just focus on improving the score, we also shop your information to second chance lending groups. We notify these groups once you have agreed to our terms and conditions. The home of your dreams is closer than you think.
Second chance lending begins with the outlook of your credit profile. We show lenders the potential credit scores, where you can be in a year by following the steps we provide. Rebuilding, pay offs, and managing credit reports is all that’s needed to show a private lender you intend to make good on paying new debt. Once our team finds a match, we inform the client of the expectations. The client then reviews the terms and signs an agreement to begin the process to home ownership.
Unfortunately, not everyone qualifies for our program. Give our program a chance, and we will work our hardest to find private lenders that will be the best fit for your profile.
