our story

CreditOptimize was established in 2011, with the sole purpose of helping those who have dreams of homeownership but who face challenges with their credit, find hope and redemption. Usually, when considering doing the work of improving your credit, it is easy to fall into the trap of passing that responsibility on to a company that claims to provide those services, rather than doing it yourself. However, many of these companies are predatory and they take advantage financially, of those who are in that vulnerable place where they are willing to do anything to have great credit. At Credit Optimize, we only work with clients who receive a match in our referral network and we provide the structure through our programs, so you can learn how to work on improvement yourself; and how to maintain great scores for years to come. We are here to carefully and patiently guide you through the process.